Cashreflex Cards

Are you being rewarded for paying by cash? While most credit cards give you cashback on your purchases it is rare to receive cashback when you pay by cash. Use a Cashreflex Card and you can get instant cashback on all your cash purchases.

Cashreflex is an instant cashback and rewards card you can use across a network of venues. Merchants reward you for frequenting their business and you only have to carry one card - the Cashreflex Card

Here is a summary of the benefits of using a Cashreflex Card:

Instant Cashback – 1% to 4%
Rewards – collect points every time you shop using the card (smartcard versions only)
Personalised to you - money-off offers and special deals bespoke to your lifestyle
Easy & Convenient – single card accepted at a wide variety of retail outlets
Local – accepted at many local shops

How it works?

Merchants have their own, individualised rewards program. Each time you make a purchase of £10 or more you will get instant cashback at the merchant’s discretion; you may also accumulate points toward that merchant's rewards. To receive your points, present your card when making a purchase. The merchant will provide you with your reward when you have accrued enough points. Terms and Conditions of usage are provided on our website. Terms of use may change from time to time.

How do I get a Cashreflex Card?

Cashreflex Cards can be purchased from at any of the participating merchants. The cost of a card is £2. All you need to do is complete and hand-in your card application form to the merchant along with the £2 in cash and they will issue you with a card within 5 weeks as each card is individually made up in the user's name. Alternatively, you may complete our online card application form and we will send you a Cashreflex Card provided you have a merchant number of the merchant to whom you have paid your card fee of £2. Please remember to key-in the merchant reference number when completing our on-line form. Merchant reference numbers are provided on all card brochures which are available from participating merchants. The next time you visit one of our merchants, ask them for a card application form. You can start using the Cashreflex Card as soon as you receive it and you'll start earning cashback and points immediately.

Card Usage

Cashreflex Cards can be used wherever you see the Cashreflex logo, at local restaurants, hairdressers, and across a wide range of retailers. For the consumer, signing up for a Cashreflex card will cost just £2 and the card is valid for one year, a small price to pay for a great range of offers. Most cardholders will find that they recoup the cost of the card in just a few days of usage through cashback from merchants, leaving them with plenty of saving throughout the year. Then there is Killdebt .

Killdebt advantage

Killdebt provides top notch debt management advice for up to two sessions with an expert debt manager to Cashreflex cardholders free of cost. This should provide cardholders an instant saving of £29 to £60 which they would have otherwise had to pay for similar services. Cashback rates and rewards will vary from retailer to retailer. On average discounts, cashback and rewards taken together can mean a saving of more than 2.5% on most of your local shopping. More than twice the rate that other cards give you. When you sign up for a Cashreflex Card we will take from you information relating to your lifestyle. The lifestyle data we gather from you is similar to what is available about you in other national lifestyle and census databases. We will use your lifestyle data to personalise money-off offers and special deals for you. This means you won't waste time looking at offers which don't relate to your personal lifestyle.